Money doesn’t discriminate; it doesn’t care who you are or where you come from. No matter what you did yesterday, today begins anew and you have the same rights and opportunities as everyone else to become wealthy. Yet the sad reality is that the majority of Australians will never achieve financial freedom. On the other […]
Read MoreThe goal for most investors is to accumulate enough wealth so your investment assets generate sufficient passive income to meet living expenses. If this happens, it is no longer necessary for you to work for an income and you then have complete discretion over what you do with your time.property investment. Wouldn’t that be wonderful? However, […]
Read MoreKnowing what tax deductions you’re entitled to claim is key to maximising your return on investment – but that’s only half the battle… We have all heard the old saying about death and taxes being the only two certainties in life. This may not be the case when you take superannuation into account but that […]
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One of the largest cities in the world, the metropolitan area has about 650 suburbs that sprawl about 70 km to the west, 40 km to the north, and 60 to the south. Greater Sydney extends from the coast at the east back to the foothills of the Blue Mountains, with a relatively compact CBD […]
Read MoreIf you don’t like how things are, change it! You’re not a tree. Happiness is not something you postpone for the future, it is something you design for the present. Affirmation without discipline is the beginning of delusion. Success is doing ordinary things extraordinarily well. Either you run the day or the day runs you. […]
Read MoreYou’ve found your dream home, in just the right location, or the deal investment property, but the selling agent has just dropped a bombshell… “We have several other interested parties!” Or worse… “We’ve already had a number of offers…” Suddenly the lifestyle you were picturing, with your family enjoying this amazing property, could be snatched […]
Read MoreShopping around for a property can be a daunting experience, particularly if you have any lingering questions around how much you can afford to spend. data market statistics property house weekly numbers count ipad search figure However, you can overcome at least this one niggling concern by approaching the bank to obtain home loan pre-approval […]
Read MoreHowever, with a bunch of myths floating around, it’s hard to understand what actually improves your credit score and what could jeopardise it. Whether you’re looking for a discount on your home loan or to secure new finance for yourself or your business, knowing your credit score and actively trying to improve it will shape […]
Read MoreStamp duty abolished on first home purchases up to $650,000 (new and existing property); Stamp duty concessions on first home purchases up to $800,000 (new and existing property); Sydney Stamp duty on lenders’ mortgage insurance abolished for all buyers. This is usually 9% of the premium, so it’s a pretty hefty impost. This will benefit […]
Read MoreI keep coming across an interesting problem. People say they want things to be simpler — investing, life insurance, retirement planning, etc. But when a simpler (and effective) option is proposed, they reject it as too simple. In most of the money situations I’ve come across, the best solution is almost by definition the simplest. […]
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